homeownership Archives - Help STOP Affirmatively Furthering Fair Housing (AFFH)

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Homeownership rate continues to decline

WSJ – Lopsided Housing Rebound Leaves Millions of People Out in the Cold Homeownership rate continues to decline due to credit issues, student loans and high rents By Laura Kusisto Updated Aug. 11, 2016 m.wsj.net/video/20160811/081116lunchlostdecade1/081116lunchlostdecade1_v2_ec664k.mp4 The housing recovery that began in 2012 has lifted the overall market but left behind a broad swath of the Continue Reading

Smith Young September 7, 2016 Affordable Housing News,Just News homeownership 766 Comments

Fickled Wall Street Journal Articles on Homeownership

We want widespread homeownership in America and it should be a national objective because if you don’t own property, you are property, and HUD uses renters as pawns in a corrupt chess game to fulfill their racist agenda. Support for property rights is a cornerstone of local governments. There are two WSJ articles below. Who Continue Reading

Smith Young August 13, 2016 Affordable Housing News,Just News homeownership, housing, rent 279 Comments

HUD Requesting Comments, due 5/23, on the AFFH Assessment Tool

This HUD trend of refining and reinforcing the AFFH rule confirms that any information provided to HUD will be used against our local communities. That said, HUD is currently soliciting comments to the six questions below about the local government assessment tool, click https://goo.gl/hsUZkL. Consider how to reply, although the whole process is a sham, Continue Reading

Smith Young May 1, 2016 Knowledgeable About AFFH affh tool, HMDA, Home Mortgage Disclosure Act, homeownership, index, LIHTC, Low-Income Housing Tax Credit, R/ECAP 712 Comments

Elevator Speech

AFFH gives FREE federal grant money to the suburbs. But what they don't tell you is that by taking the money, you the suburbs will be forced to gentrify your neighborhoods with low-income racially diverse high density housing.

1) HUD is imposing requirements that go far beyond what the 1968 Fair Housing Act demands
2) Moves high density low income (rental) housing to the suburbs
3) The new rule restricts private choice, local government authority, and the evolutionary history of American residential growth patterns
4) Uses subsidies (block grants) as blackmail against 1,194 targeted U.S. localities
5) HUD grantees must consider statistical data such as education and transportation that are only remotely related to housing
6) Communities threatened with huge legal expenses from allegations by HUD and Civil Rights groups
7) HUD requires racial analysis of demographic data that should instead be colorblind (race baiting?)

Editors Note

The AFFH rule does not do anything for or against discrimination, it merely revamps the planning process of localities applying for grant monies, replacing Analysis with Assessment using the new Tool.
The AFFH rule neither replaces nor extends the 1968 Fair Housing Act
1) We are against discrimination and we do support the 1968 Fair Housing Act
2) We oppose the AFFH rule and it's anti-American implementation of the Supreme Courts decision on "disparate Impact"