Help STOP Affirmatively Furthering Fair Housing (AFFH)

Unabashed Truth about AFFH, Protecting Property Rights and Local Government Authority

Home » Reasons Why National Association of Realtors Opposes AFFH

Reasons Why National Association of Realtors Opposes AFFH

Edited by Smith Young “:)” We agree with the National Association of Realtors.  Referencing the final AFFH rule, Chris Polychron, 2015 President, National Association of REALTORS® submits comments to HUD’s Regulations Division, Office of General Counsel, click National Association of Realtors Opposition to AFFH.  After declaring the obligatory politically correct language beginning with “we believe” the letter carefully dissects the 377 pages of AFFH rule finding much that is contrary to explicit statements by HUD (HUD lies) making the following notable observations.
Chris Polychron
We find it helpful that HUD identifies the types of factors it would like analyzed in the assessment.  [but] We take exception to both the titling of that list and the descriptions of many factors which are characterized in a way that assumes there is always a fair housing impact.
We believe the lists, naming and descriptions of these factors should be rewritten to remove any potential bias that prejudges the impact of a factor on fair housing issues.
1.  HUD should not be listing factors as contributing factors, but instead requiring jurisdictions to evaluate whether factors do so contribute.  It is helpful that HUD has identified a number of factors it wishes to be examined, but the listing of those factors, and the instructions in the form should in no way presuppose that the factor is a contributing factor.  Such a presupposition will impact the accuracy and effectiveness of the form in two ways:

a.  By presenting a set of factors as contributing factors, it biases the responses to assume that those factors always have a fair housing impact.
b.  By presenting a list, it can limit the analysis to those factors listed and not looking at underlying issues that may impact fair housing.  For example, identifying that discrimination against the use of housing vouchers is a fair housing issue may allow a community to ignore examining the procedures used to reimburse landlords for the use of the vouchers and determining if those procedures are themselves a contributing factor.

2.  The naming of each “contributing factor” is confusing.  Some factors are listed with a value, such as “Lack of Community Revitalization Strategies.”  Others are simply statements of issues or factors without a value attached, such as “Land Use and Zoning Laws”.
3.  The descriptions of the “Contributing Factors” should be titled differently and should remove statements that indicate the factor is assumed to contribute to fair housing issues.
4.  A number of the descriptions of “contributing factors” also include recommendations for remedies, including several recommendations for local and state legislation.  This runs contrary to HUD’s explicit statement in the Executive Summary outlining the purpose of the Final Affirmatively Furthering Fair Housing Rule:
“While the statutory duty to affirmatively further fair housing requires program participants to affirmatively further fair housing, this final rule does not mandate specific outcomes for the planning process (emphasis added).  Instead, recognizing the importance of local decision making (emphasis added), the new approach establishes basic parameters to help guide public sector housing and community development planning and investment decisions in being better informed about fair housing concerns and consequently help program participants to be better positioned to fulfill their obligation to affirmatively further fair housing.”
[In Summary] We believe there is no place in the Fair Housing Assessment form or its appendices where it is appropriate for HUD to mandate or suggest specific legislation or specific remedies to address fair housing issues, and that the descriptions of factors should not include either direct or indirect suggestions for actions to address factors, and in particular should not include recommendations for legislation.
Ref:  National Association of Realtors, NAR, Field Guide to Fair Housing

 

 

Name of author

Name: Smith Young

7 Replies to “Reasons Why National Association of Realtors Opposes AFFH”

  • priscillawheuer

    Enjoy Zero Nicotine Vapes with vibrant flavor profiles, smooth hits, and consistent vapor, designed for users seeking the satisfaction of vaping without nicotine content.

    Reply
  • With 24/7 support, secure payment options, and a fully optimized
    mobile app, Skycrown Casino is your go-to destination for a truly premium online casino experience.
    Download the Sky Crown casino app today and experience the thrill of real money games right from
    your mobile device. The SkyCrown casino mobile app offers a variety of promotions
    to enhance your gaming experience. With 7,000+
    games, including pokies, table games, and live
    dealers, players have endless entertainment options.

    From welcome bonuses to cashback and free spins, there’s
    something for every player. The SkyCrown casino mobile
    app boasts a sleek, user-friendly design inspired by the
    desktop version. Getting started with the SkyCrown casino online app
    is quick and hassle-free. Just use the sky crown casino online login and start playing instantly on any
    device. The mobile experience is smooth, and support actually responds when you need help.

    Login to your account is organized as conveniently and securely
    as possible. Go to the main page of the casino and click the registration button in the upper right corner.2.

    Skycrown casino Australia SSL encryption is utilized and all financial transactions are protected from outside risks.
    Design is intuitive, navigation is simple, and filters
    help organize content by categories, software providers, and game attributes.
    Crypto deposits have no withdrawal limits, and the average payout time is an impressive 10 minutes.

    Reply
  • Inzwischen haben wir Sonnenspiele Erfahrungen gesammelt.
    Als Freund von Merkur Magie Spielen genießt du bei uns eine Auswahl
    von über 50 der besten Spielhallen Spiele des deutschen Herstellers.
    Nutzen Sie unseren exklusiven bonus code für mehr Gewinnchancen.
    Die Vielfalt der Slots bei Sonnenspiele Casino sorgt dafür,
    dass für jeden Spieler etwas dabei ist. Mit insgesamt 13 verfügbaren Anbietern bietet Sonnenspiele eine breite
    Palette an hochwertigen Spielen. Sonnenspiele Casino Game Providers
    sind eine Auswahl von führenden Softwareentwicklern in der Online-Glücksspielbranche.

    References:
    https://online-spielhallen.de/alles-wissenswerte-uber-bing-bong-casino-cashback/

    Reply
  • Du profitierst von einem Ersteinzahlungsbonus (300%) und 200 Freispielen. Es bietet
    eine massive Spielauswahl von über 5.000 Titeln von namhaften Spieleanbietern wie
    NetEnt und Evolution. Der Willkommensbonus ist
    ein solider, fairer Match-Bonus mit einer hohen Anzahl an Freispielen, und das Treueprogramm belohnt aktive Nutzer regelmäßig mit Cashback und besseren Konditionen.
    Dank der deutschen Lizenz- und Regulierungsbehörden akzeptieren heute viele Online
    Casinos Spieler aus Deutschland. Diese neuen Regelungen haben auch neue Beschäftigungsmöglichkeiten für die Bürger des Landes geschaffen, die nun legal in der deutschen Internet-Wett- und Casinobranche arbeiten können. Dies hatte zur Folge, dass dem deutschen Fiskus und
    der Volkswirtschaft im Allgemeinen enorme Steuerbeträge entgingen und deutsche Spieler dem Risiko von Betrug
    durch übervorteilende und rücksichtslose Online Casinos ausgesetzt waren.

    References:
    https://online-spielhallen.de/amunra-casino-promo-code-deine-vorteile-im-detail/

    Reply
  • Die Spielauswahl in Online Casinos ohne deutsche
    Lizenz ist oft umfangreicher als bei lizenzierten Anbietern. Die Casinos mit deutscher Lizenz dürfen maximal einen Euro Einsatz anbieten. Um diese bezahlen zu können, minimieren die meisten deutschen Online Casinos ihre Auszahlungsquoten an den Slots.
    Diese Online Casinos aus der Kategorie Casino ohne
    deutsche Lizenz mit Krypto verzichten zum Teil
    auch darauf, die Vorgaben des deutschen Glücksspielstaatsvertrages umzusetzen.
    Für den deutschen Staat macht sie lediglich den Unterschied, dass die Casinos mit deutscher Lizenz nun gezwungen werden können, in Deutschland
    Steuern zu zahlen.
    Die Bonusbedingungen sind oft attraktiver als bei lizenzierten deutschen Casinos.
    Einige Anbieter bieten höhere Auszahlungsquoten und bessere Bonusangebote, da sie nicht den strengen deutschen Regulierungen unterliegen. Spieler finden hier häufig Spiele, die in lizenzierten deutschen Casinos nicht
    verfügbar sind. Diese umfassen Willkommensboni, Freispiele sowie Treueprogramme und VIP-Belohnungen, die den Spielern viele
    Vorteile bieten können.

    References:
    https://online-spielhallen.de/myempire-casino-freispiele-alles-was-sie-wissen-mussen/

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *